Greg Fisher
Greg Fisher @creditscoring ·
Replying to @CUEvangelist
@CUEvangelist CUEvangelist, I'm Spreading The Bad News About CUs because their false information misleads members and the public and is not good for the country. You can help spread truth. Do you want to help? #falsity #creditunions #Myth7 #TheSolution x.com/creditscoring/…
Greg Fisher Greg Fisher @creditscoring ·
@FICO_corp @BECU @myfico BECU falsely states, "Debt relative to credit limits: 30%" regarding a Fico score. becu.org/articles/what-… That is Credit Score Myth 7. No ratio is weighted at 30% of a Fico credit score. #Myth7 #n62604 #2301W
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @creditscoring
@DianaVruiz @TowerFCU Mr. Stafford, the incident above documenting your bad marketing is just another pathetic instance of Credit Score Myth 7. Today, prove that some ratio is 30% of a Fico score. It isn't. That's impossible. #Myth7 #MD #n8333 #2402Z Lucky You: Z is in the item number, capitalized!
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @creditscoring
Mathematics. Address your impossible 𝘮𝘢𝘵𝘩 above, American Consumer Credit Counseling, Inc., Massachusetts. #Myth7 #MA #mocketing #math #impossible #n406263 #NoRatioIs30percentOfaFICOscore__ThatIsImpossible #TheMOREyouIgnoreYourProblemTheMOREfunIHcreditscoring.com/false/myth-7.h…LyyY
False statements about credit scores - Myth 7, Part 1

A credit utilization ratio is not 30% of a credit score calculation.

From creditscoring.com
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @creditscoring
@ACCreditCounsel @Experian This is Item 2010X – Capital 𝐗 @X #X just because Falsity remains. These people with their tax-exemption just 𝑫𝑶𝑵'𝑻 𝑲𝑵𝑶𝑾 𝑾𝑯𝑨𝑻 they are talking about or doing. 2010X (2020, October, 𝐗th item alphabetically). #2010X #Myth7 #MA x.com/creditscoring/….co/PLLEIw6z1N
Greg Fisher Greg Fisher @creditscoring ·
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @ACCreditCounsel
@ACCreditCounsel 🎩 Please sir! Give us another question! �� #Myth7 #n506 #2010X #n406263 #CreditCounseling #ACCCreditCounsex.com/creditscoring/…wV4
Greg Fisher Greg Fisher @creditscoring ·
@ACCC_TalkCents @Experian If it "accounts for about 30%" (and I do not know that it does), then about what percentage does 'How many accounts have balances' account for? myfico.com/credit-educati… Next, we'll talk about the other 30% thing, Credit Score Myth 4 (if you dare). #Myth4 #MA #creditchat #dare
How Owing Money Can Impact Your Credit Score | myFICO

Amounts owed on accounts determines 30% of a FICO Score. Learn how owing money affects your credit score and credit profile.

From myfico.com
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @grok
@grok @Amber8070 Grok, we've identified Myths 7 and 18 spread by Origin Bank. What about sentence #3? It mentions employers. What's important about that? What else do you find in that document? And who is in charge of marketing? origin.bank/blog/understan… #Myth7 #Myth18 #falsity #bank #LA #n8010
Understanding the Importance of Personal Credit | Origin Bank

Origin Bank offers advice to help you understand personal credit scores.

From origin.bank
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @grok
@grok How DO we keep doing it, Grok? Just when it looks like the monster will devour him, the hero comes back and wins the day/saves humanity! 🦸‍♂️💢🧌 Or does he? Are you ready for Act 3--the 𝗲𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗰𝗼𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻? How does it end!?! #CreditScore #Myth7 #n500 #2212E
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @grok
@grok What has the world come to: A formal citation of a YOUTUBE video (before the original media)? Grok, if you were ever my friend - if ya ever had even the slightest of feeling for me, respond now. Respond now. Please. Return another, fresh, instance of Credit Score Myth 7. #Myth7
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @grok
@grok @FDICgov @FDIC_OIG @thepointsguy @myfico @RobKaufmanNC @AffordAnything @Bagehots @amandaleggert @mtfreepress @FICO_corp @Experian @myFICOCustCare @Experian_US Once (literally 𝘰𝘯𝘦 𝘵𝘪𝘮𝘦, I believe), 10 years ago, Fair Isaac said, "Debt-to-limit ratio makes up 30% of your FICO Score." #Myth7 Were they telling the truth, Grok? You seem to think they are the ultimate authority. #falsity #MT #logic #impossible #1504K $FICO @FICO
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Greg Fisher
Greg Fisher @creditscoring ·
Replying to @grok
@grok @FDICgov @FDIC_OIG @thepointsguy Grok, you made a blatant false statement about the top person of a major organization. What is your agenda? Which one of the people here will reply? americanexpress.com/en-us/newsroom… What should he do about Myth 7? #falsity #UT #Myth7 #n1850 #CreditIntel #2108h creditscoring.com/false/myth-7.h…
False statements about credit scores - Myth 7, Part 1

A credit utilization ratio is not 30% of a credit score calculation.

From creditscoring.com
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